NRI Insurance FAQs
Whether NRIs can hold Indian insurance policies, and how claims work across borders.
Yes, most Indian insurers offer policies to NRIs, though premium calculations and underwriting can vary based on your country of residence.
Yes, existing policies generally continue, though you should update your residential status and contact details with the insurer.
Claims processes generally continue to function for NRIs, though documentation and communication may take longer given the distance, we can help coordinate this if needed.
Generally, no, most Indian health insurance policies are designed for treatment within India, we recommend separate health coverage for your country of residence.
Confirm the policy covers the property\u2019s specific risks (structural, contents, tenant-related liability) and that claims can be processed even with the owner residing abroad.
We can help coordinate documentation and follow-up with insurers as part of broader property or estate-related support.
This information is for general educational purposes and does not constitute legal advice. Laws vary by state and individual circumstances — please consult with our legal team for guidance specific to your situation.
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