A property can look perfectly clean on paper and still carry a problem, an unresolved loan against it, a disputed inheritance claim, or a builder who never obtained proper clearances. Title verification exists to surface exactly this before you commit money to a purchase or accept a property as security.
- A 30-year (or longer) chain of ownership documents
- Encumbrance certificate review for any registered loans or claims
- Litigation search for pending disputes involving the property
- Verification of building approvals and occupancy certificates where applicable
When to Order One
Before buying any property, before accepting property as loan collateral, and periodically for property you already own but rarely visit, since disputes and encumbrances can attach to a title even after you have owned it for years, particularly with inherited or jointly held property.
Frequently Asked Questions
How long does title verification take?
Typically 5 to 10 working days for a standard residential property, depending on how many years of records need to be reviewed.
What happens if the verification finds a problem?
You receive a written report detailing the specific issue and its severity, along with guidance on whether it is resolvable, and how, before you proceed with the transaction.